Texas is a community property state — in most divorces the marital home is jointly owned and must be divided. ZI Properties closes in 7 days for cash, with both spouses signing at the title company. No showings, no repairs, no listing while you are still negotiating settlement terms.
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Texas is one of nine community property states. A house bought during the marriage is presumed jointly owned, regardless of whose name is on the deed or mortgage. Here is how the timeline typically plays out:
Texas is a community property state. Under Texas Family Code §3.002, all property acquired during the marriage is presumed to be community property — jointly owned by both spouses regardless of whose name is on the deed or the loan. Separate property (owned before the marriage, inherited, or received as a gift) belongs to that spouse alone. Most marital homes in Texas are community property, which means both spouses must agree to the sale, and both must sign the deed at closing.
For Texas homestead property (your primary residence), the rule is stricter. Under Texas Family Code §5.001, the homestead cannot be sold, transferred, or encumbered without the signature of both spouses — even if only one spouse is on the title. This is a constitutional protection that cannot be waived. A traditional listing during divorce often stalls here, because one spouse can refuse to cooperate with showings, refuse to sign the listing agreement, or refuse to sign closing documents. A cash sale to ZI Properties moves faster because the agreement is between both spouses and one buyer — one signature line each, one closing date, done.
You generally have three options for the marital home: one spouse keeps it (and buys out the other from the marital estate or via refinance), the home is sold and proceeds are divided per the Mediated Settlement Agreement or court order, or it stays jointly held for a defined period (less common, often problematic). A cash sale before the final decree gives both spouses a clean number to divide. There is no mortgage to refinance, no buyer-financing risk, no 60-day listing window during which payments still have to be made. We close in 7 days and the title company handles disbursement to both parties separately if requested.
Call us today. We will give you a cash offer in 24 hours. Both spouses sign at the title company. No showings while you are still negotiating settlement terms.
Get My Free Cash Offer → (210) 864-8420When both spouses agree to sell, the process moves fast. Here is exactly how it works:
We call you back within a few hours. Either spouse can make the initial call. We ask about the property, where you are in the divorce process, and whether temporary orders affect the timing. No pressure.
We review comparable sales and property condition. You get one written cash offer to share with your spouse and (if you choose) your attorney or mediator. Proof of funds before either of you signs anything. The number does not change at closing.
We close at a licensed Texas title company. Both spouses sign the deed (required for any Texas homestead). The title company pays off the existing mortgage and disburses the remaining proceeds per your written instructions — typically split equally, or however the MSA / final decree directs.
Start Now →Selling the marital home is rarely the easy part of a divorce. Here is how the options stack up:
| Factor | ZI Properties | List with Realtor | One Spouse Buys Out |
|---|---|---|---|
| Time to close | 7 days | 60–120+ days | 30–90 days (refi-dependent) |
| Repairs / prep work | None — sold as-is | Usually required | N/A — spouse keeps home |
| Showings during divorce | None | Many — often awkward | None |
| Both-spouse cooperation | One signature each, one closing date | Shared listing decisions, showings, price drops | Refi qualification, buyout funding |
| Commission / fees | Zero | 5–6% commission | Refi closing costs, appraisal |
| Certainty | High — cash, no contingencies | Low — buyer financing risk | Medium — lender approval needed |
ZI Properties LLC is a registered real estate company based in San Antonio. We are not a hedge fund or a national chain. The person who answers your call is the person who walks your deal from first contact to the closing table — no hand-offs, no call centers.
Every transaction closes through a licensed Texas title company. We provide proof of funds before you sign anything. The number in your offer is the number on the closing statement — no last-minute changes, no fees you did not expect.
“We were in the middle of a divorce and could not agree on a listing price, much less a realtor. ZI Properties gave us one number. We both signed the same day at the title company and split the proceeds. It was the only thing in the whole divorce that did not turn into a fight.”
We call every form submission within a few hours. Either spouse can start the conversation.
